.pskv5{--navy:#082b4d;--deep:#061f36;--gold:#c99b45;--text:#26384a;--pale:#f4f8fb;font-family:Arial,sans-serif;color:var(--text)}.pskv5 *{box-sizing:border-box}.pskv5 .wrap{width:min(1180px,calc(100% - 40px));margin:auto}.pskv5 .narrow{max-width:900px}.pskv5 h1,.pskv5 h2,.pskv5 h3{font-family:Georgia,serif;line-height:1.08}.pskv5 h1{font-size:clamp(42px,5vw,68px);font-weight:500;color:#fff;margin:0 0 22px}.pskv5 h1 em{color:var(--gold);font-style:normal}.pskv5 h2{font-size:clamp(33px,4vw,49px);font-weight:500;color:var(--navy)}.pskv5 h3{font-size:23px;color:var(--navy)}.pskv5 p,.pskv5 li{font-size:17px;line-height:1.72}.pskv5 a:not(.btn){color:#17609b}.hero{background:var(--deep);padding:90px 0}.heroGrid,.split{display:grid;grid-template-columns:1.06fr .94fr;gap:58px;align-items:center}.hero .lead{color:#fff;font-size:19px}.hero img,.split img{width:100%;height:500px;object-fit:cover;border-radius:9px}.eyebrow{display:block;color:var(--gold);font-size:12px;font-weight:900;letter-spacing:.14em;margin-bottom:14px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.btn{display:inline-block;padding:16px 25px;border-radius:30px;font-weight:800;text-decoration:none!important}.gold{background:var(--gold);color:#fff!important}.outline{border:1px solid rgba(255,255,255,.7);color:#fff!important}.section{padding:84px 0}.pale{background:var(--pale)}.definition{background:#edf4f8;border-left:4px solid var(--gold);padding:23px;margin-top:25px}.cards{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:35px}.card{background:#fff;padding:29px;border-radius:9px;box-shadow:0 8px 25px rgba(8,43,77,.06)}.card b{color:var(--gold)}.card p{font-size:16px}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:30px}.process div{background:#edf4f8;padding:22px;border-top:3px solid var(--gold)}.process strong{display:block;color:var(--navy);margin-bottom:8px}.process p{font-size:14px}.cta{background:linear-gradient(105deg,var(--deep),var(--navy));padding:58px 0;color:#fff}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:40px}.cta h2{color:#fff;font-size:38px}.mistakes{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:30px}.mistakes div{border:1px solid #e0e7ec;padding:23px;border-radius:8px}.mistakes p{font-size:15px}.links{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.links a{background:#edf4f8;padding:10px 15px;border-radius:20px;text-decoration:none;font-weight:700}.faq details{border-bottom:1px solid #dce3e8;padding:20px 0}.faq summary{font-size:18px;font-weight:800;color:var(--navy);cursor:pointer}.faq p{font-size:16px}.final{background:var(--navy);padding:80px 0;color:#fff;text-align:center}.final h2{color:#fff}.center{justify-content:center}@media(max-width:900px){.heroGrid,.split{grid-template-columns:1fr}.process{grid-template-columns:1fr 1fr}.mistakes{grid-template-columns:1fr 1fr}.cta .wrap{display:block}.hero img,.split img{height:380px}}@media(max-width:650px){.pskv5 .wrap{width:min(100% - 28px,1180px)}.hero{padding:60px 0}.section{padding:58px 0}.cards,.process,.mistakes{grid-template-columns:1fr}.hero img,.split img{height:285px}.actions .btn{width:100%;text-align:center}}